Using my credit card online, is it safe?
Online shopping has become a fast and convenient way to make purchases for items or services without having to leave the comforts of your own home. Just a few clicks of the mouse and you are well on your way to a peaceful shopping experience without the hassles of looking for parking spots or fighting your way through massive crowds. As long as you have some kind of credit or debit card you can shop to your heart’s content or at least until you reach your spending limit, whichever comes first. But, just how safe is it to use your credit card online without having to worry about compromising your privacy? The truth is that online shopping can be a very positive experience just as long as you follow a few simple rules that can help minimize your chances of becoming a victim.
Here are some links to third party websites which should put your mind at ease if you have never before given your details out online and are unsure about it. Shopping online is no more risky than giving your credit card to an employee in a shop or restaurant. We all do this on a daily basis without giving it a second thought but the truth of the matter is they could quite easily clone your card if they wished to do so! Thankfully most people are honest and the businesses we trust have security measures implemented to prevent this which is exactly the same with making purchases over the internet.
Your credit card is covered for fraud by your bank
A lot of people don’t know this but your bank or building society automatically cover your credit card for online transactions so if the card were to be used by some unscrupulous person because you put it into some dodgy site, you would still be covered just as you would be if your card was physically stolen from you! Check out this article from the BBC.